2017 State of the Union

This year I had more than just monetary goals. They were:

  • Max my 401K ($18,000)
  • Max a Roth IRA ($5,500)
  • Overall invest $54,500 for a savings rate of 75%
  • Have a net worth of $200,000
  • Decrease my spending from $22,491.86 to $18,000
  • Lose 28 lbs by eating low-carb/high-fat and have a normal BMI for the first time without starving myself
  • Determine when I can retire based on my current salary and savings rate

Continue reading “2017 State of the Union”

2017 Spending

2017 is at an end. Let’s see how I did with my goal to decrease my spending $4,491.86 from $22,491.86 last year to $18,000. Reaching this goal would prove to me that I can live on $18,000 in retirement though I’m budgeting to withdraw $20,000. The $2,000 buffer would be used for additional healthcare expenses and unexpected costs. 10% of my retirement budget would be a buffer. This safety nets make me feel like I have a warm security blanket wrapped around me. So let’s see how I did!

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2017 Accomplishments

The last few years I’ve started to record my accomplishments throughout the year. Time seems to pass fairly quickly and without documenting it I have a hard time remembering what was different from one year to the next, what progress was made and how I’m advancing as a person. So let’s dive into some of the things that made 2017 unique! Continue reading “2017 Accomplishments”

Frugal Mini Travel: Camping

We recently added a new hobby to our permanent repertoire. The stereotype of a Seattleite is a crunchy, liberal, outdoors person…and I must admit that’s pretty much accurate 🙂 . In Manhattan weekend activities included going to bars, going to bottomless mimosa brunch and complaining about your week. It was a bit of culture shock when we moved to Seattle because weekends are completely different. Continue reading “Frugal Mini Travel: Camping”

Life Philosophy: No Responsibilities

My partner and I have a kind of mantra. At random moments we’ll yell “No marriage! No kids! No pets!” and high five. Part of our life philosophy is “No responsibilities.” I’m not sure where this came from exactly, but I’m so glad we’re on the same page. We love the knowledge that we can decide at the drop of a hat to travel or change plans and do it without issue. If we had to find a babysitter, pet-sitter or anything like that I would feel held back. Continue reading “Life Philosophy: No Responsibilities”

Getting Swol

During my failed no drinking month I decided to start exercising at home. When I first moved to Seattle I would walk 1.5 miles to work and 1.5 miles home (which included a few large hills). Since I started working from home my walking has decreased greatly and I wanted to offset my lack of exercise. I felt like a bit of a lump, especially with the weather getting colder I’ve really settled into my hibernation instincts. Continue reading “Getting Swol”