New York City: The Land of Dreams…and Debt

New York City is the self proclaimed best city in the world. As a kid I loved watching movies and at the epicenter of most of these movies was New York City. It seemed that 90% of urban movies took place there and the remaining 10% was in a nondescript ‘American city.’ So from the beginning New York City seemed important and I was dying to go there and live like everyone in the movies.

My first actual visit to NYC was a bit of shock, but set the stage for me slowly realizing that movies almost in no way reflect real life. My first visit to NYC was for a school Drama trip. We drove all night in a bus and I ended up sleeping on the floor because it was warmer and more comfortable than the tiny seat. Continue reading “New York City: The Land of Dreams…and Debt”

10 Years to Financial Independence

A few months ago I decided that I am now 10 years to retirement. According to my calculations growing a nest egg that would allow me to retire in 10 years (at age 35) is more than doable based on my current salary and savings rate. Even though I’ve only been working for 3.5 years it was quickly apparent to me that working for other people, commuting to an office every day and working towards goals that are not aligned with my own is not something I want to do for 40 years. So I decided to change it.