2 Years Until Retirement: The Master Plan

So you might have noticed that I like planning. It’s literally one of my favorite things. Even when I know that something could change or become moot, such as tax laws, just creating a plan for how I’m going to not pay taxes in retirement for example (since I’ll have no income) is super satisfying to me.

Knowing that, I doubt it will come as a surprise to you that I have a plan for basically every month until the day I retire in 2 years. Creating this kind of schedule has not only made the final year seem filled with things to do so it will feel like it’s going faster, but it also has the benefit of stretching out all the life changes I will make and things I need to do so they feel less overwhelming.

So what’s happening? Here’s a breakdown of what I plan to do before reaching retirement: Continue reading “2 Years Until Retirement: The Master Plan”

How My Mom Retired At 55

Today I’m happy to introduce the first guest post on this site with a very special guest: My Mom! As I’ve mentioned a few times on the blog, she was my main inspiration in starting my journey to financial independence. She actually retired the same month I started writing this blog. Hopefully her story can help inspire others and show that it’s never too late to begin your journey. She didn’t start investing in stocks until she was 40 and still retired at 55 with 3 kids and 2 paid off houses. If she can still retire early basically anyone can. Let’s see what she has to say. Continue reading “How My Mom Retired At 55”

Another Retirement Prequel

Our living room view in Ecuador

My trip to Ecuador allowed me to explore more of my possible early retired life and try to discover who Retired Me might be. There are a few goals I have for retirement that I tried to accomplish during this trip, such as:

  1. Go to sleep soon after sunset and rise with the sun
  2. Watch the sunrise and sunset as much as possible

Continue reading “Another Retirement Prequel”

Half A Million Together and Keeping Finances Separate

We finally did it! After saving intentionally for almost 4 years we reached a new milestone: my partner and I have amassed half a million dollars together. I can hardly believe it. This is a special number for me because it’s the amount I need to retire. Now I know what you’re thinking: Why doesn’t he just give you his portion so you can retire now? I’ve wondered the same thing! 🙂 Continue reading “Half A Million Together and Keeping Finances Separate”

My Early Retirement Strategy

It’s time to bring out my planning materials! *rubs hands together maniacally*

A reader requested that I post about my early retirement strategy. Thanks for the suggestion Palmetto Millennial!

My Situation

First I’m going to set the stage. Continue reading “My Early Retirement Strategy”

Planning to Pull the Early Retirement Trigger

There’s a fork in the road – It’s decision time.

I am a serious candidate for One More Year Syndrome. I know this. Major life changes are scary and my dislike of unknowns and my discomfort with change just adds to that. When I moved across the country to a city I’d only visited once without an apartment, job or friends (except 1 who lived relatively far away) I was terrified. The night before I told my boss, who at the time had given me the best job I’d ever had, I actually (TMI WARNING) threw up I was so scared. But I did it – I told her and I knew I had to because we had a locked-in end date: The end of our lease. NYC apartments don’t usually allow month-to-month leases so we were either renewing and staying another year or leaving before August 1. I had a set end date. Continue reading “Planning to Pull the Early Retirement Trigger”

Bringing Retirement Into Now: A Visit From Mom

One of the things I’m trying to work on is not putting things off for retirement. If there’s something that I want in retirement – I ask “Is there a way to bring it more into my daily life now?” My main driver for retirement is to spend A LOT MORE time with the people I love. And not just more time, but less distracted, more focused and less tired time. Continue reading “Bringing Retirement Into Now: A Visit From Mom”

What Do You Want To Do When You Grow Up?

My Mom recently told me a story about myself that I completely don’t remember, but SPOILER ALERT: I’ve always been this way y’all. Apparently my dreams of retirement were not born out of frustration after job hopping once a year and finding more ways that traditional work is incompatible with the life I want to lead. Here’s the proof. This is an interaction between 10 year old me and my uncle: Continue reading “What Do You Want To Do When You Grow Up?”