A common response when hearing my early retirement plans is to ask why I don’t just insert the life I want to lead in retirement into NOW. I’ve explored how that doesn’t work for me from a work perspective, but I’d like to explain how it doesn’t work at its core. Continue reading “Testing My Early Retirement Schedule”
Category: Early Retirement
My 2018 Financial Recap
Also known as every dollar I didn’t spend in 2018! One year ago I declared the following monetary goals for 2018:
- Max my 401K ($18,500)
- Max a Roth IRA ($5,500)
- Overall invest $65,000
- Decrease my spending officially to $18,360 ($18,000 + 2% inflation)
Beating Impatience In The Final Stretch To Retirement
I’m a little over 4 years into my early retirement journey. I have less than 2 years to go and I’ve found myself becoming impatient lately…which then leads me to mentally berate myself. I have 2 years left instead of 39. That’s amazing and something to celebrate! But alas, my heart doesn’t feel it. Continue reading “Beating Impatience In The Final Stretch To Retirement”
How My Partner Convinced Me To Retire Early
I have a confession to make: I didn’t come to all these wonderful conclusions about how to retire at 30 all by myself. In fact, there were years where I completely resisted the idea. My partner actually convinced me to try FIRE and I’m here to share all the gory details. Continue reading “How My Partner Convinced Me To Retire Early”
How I Imagine A Day In Early Retirement
The responses to my last post helped drive home the point that everyone’s retirement and pre-retirement is unique. Both should be tailored to what you crave in life and what brings you the most joy. Recently a friend asked me what my perfect day looked like. After I finished answering her, I realized that I had also described what I imagined a day in early retirement would be like. I’ve written down my retirement plans for a regular day and they were identical. Nothing fancy, just simple pleasures, adventure and lots of love. Here’s what I said to her: Continue reading “How I Imagine A Day In Early Retirement”
Why I Pursue FIRE Instead Of Other Options
When someone learns that I want to retire early I get a variety of reactions. The most common one is actually indifference 🙂 , which works for me. The second most common reaction involves asking why I’m waiting for a far off goal instead of pursuing other options to change my life NOW. This came up a lot at the beginning of my journey when retirement was 10 years away. My friends and family seemed confused as to why I would reach for something so far in the future instead of changing my work to be closer to what I want immediately. Totally fair critique! Let’s explore my reasoning. Continue reading “Why I Pursue FIRE Instead Of Other Options”
2 Years Until Retirement: The Master Plan
So you might have noticed that I like planning. It’s literally one of my favorite things. Even when I know that something could change or become moot, such as tax laws, just creating a plan for how I’m going to not pay taxes in retirement for example (since I’ll have no income) is super satisfying to me.
Knowing that, I doubt it will come as a surprise to you that I have a plan for basically every month until the day I retire in 2 years. Creating this kind of schedule has not only made the final year seem filled with things to do so it will feel like it’s going faster, but it also has the benefit of stretching out all the life changes I will make and things I need to do so they feel less overwhelming.
So what’s happening? Here’s a breakdown of what I plan to do before reaching retirement: Continue reading “2 Years Until Retirement: The Master Plan”
How My Mom Retired At 55
Today I’m happy to introduce the first guest post on this site with a very special guest: My Mom! As I’ve mentioned a few times on the blog, she was my main inspiration in starting my journey to financial independence. She actually retired the same month I started writing this blog. Hopefully her story can help inspire others and show that it’s never too late to begin your journey. She didn’t start investing in stocks until she was 40 and still retired at 55 with 3 kids and 2 paid off houses. If she can still retire early basically anyone can. Let’s see what she has to say. Continue reading “How My Mom Retired At 55”