How I Spend $125 A Month On Groceries

After publishing my 2018 spending a few people have asked me what exactly I buy and eat to hit that spending level. Obviously groceries is only one part of the food equation with eating out on the other end, but I wanted to try to explain what it is I buy and eat in case it could help others decrease their grocery bill. Continue reading “How I Spend $125 A Month On Groceries”

My 2018 Financial Recap

Also known as every dollar I didn’t spend in 2018! One year ago I declared the following monetary goals for 2018:

  • Max my 401K ($18,500)
  • Max a Roth IRA ($5,500)
  • Overall invest $65,000
  • Decrease my spending officially to $18,360 ($18,000 + 2% inflation)

Continue reading “My 2018 Financial Recap”

Half A Million Together and Keeping Finances Separate

We finally did it! After saving intentionally for almost 4 years we reached a new milestone: my partner and I have amassed half a million dollars together. I can hardly believe it. This is a special number for me because it’s the amount I need to retire. Now I know what you’re thinking: Why doesn’t he just give you his portion so you can retire now? I’ve wondered the same thing! 🙂 Continue reading “Half A Million Together and Keeping Finances Separate”

Carfree For Life

Atlanta: The Land Of Horrible Traffic

So I was born and raised in Atlanta. Something that might surprise people is that Atlanta has horrendous traffic. We’ve been on the top 10 list of most congested cities since I was born and while I was growing up we were right behind New York and LA. We had the third worst traffic in the US. Continue reading “Carfree For Life”

I Pay More In Taxes Than I Spend Annually

I love reframing how I view the world. A tax reform bill passed near the end of last year so taxes have been in the public eye for a bit now. Though I don’t agree with exactly how my tax dollars are spent I do not mind paying taxes. Every time I’m on a public road or see one of our public transit lines expand I think about how my money helped build that for myself and the community. This feeling is heightened when I learned that a 4 lane highway costs over $1 million PER MILE to build. Wowza. That’s a lot of cheddar. Continue reading “I Pay More In Taxes Than I Spend Annually”

Saying No To A Discount Vacation

I keep surprising myself with what I say no to during this journey to early retirement. My friend and former colleague works at a company that offers discounted stays at a Four Seasons in Mexico. It looks beautiful (see above). Their rooms usually start at $400/night and we would get to stay for $75/night so $37.50/person/night. That’s a crazy discount. We would also receive half priced food and drinks…which would probably bring them to regular restaurant prices. Continue reading “Saying No To A Discount Vacation”

Simple Living Like A Princess

I’ve always been fairly frugal. I’ve always bought generic brand everything – maybe it’s because I was in advertising, but I knew that the only difference was the label. I didn’t see the point. When I cracked down on my budget at the end of 2014 and started paying attention to what I was spending and trying to reduce it I discovered that the one place that wasn’t out of control was my grocery budget…possibly because I didn’t cook 🙂 . Continue reading “Simple Living Like A Princess”