Solar Powered

Sooo I might be solar powered. Or Superman 🙂 . My mood is unusually (I think) effected by the weather. When it’s cold, dark and cloudy it’s harder for me to do just about anything. It also takes me to a dark place in my mind. I thought this was because of my hormones or some outside factor, but today proved me wrong. Yesterday was another dark and gloomy winter day (we’ve had an unusually cold and dark winter in Seattle this year) and I was feeling down. I tried to contemplate why and came up with a lot of possibilities – none of which was the weather. Continue reading “Solar Powered”

Motivation and Wanting It Bad Enough

I don’t understand people.

Let me be more specific. I have a friend that has complained about a few things over the years (as all people do): I’m gaining too much weight, I’m spending too much money etc. When someone asks me for advice on how to fix something I happily provide my opinion. I don’t offer it without someone else’s prompting. Continue reading “Motivation and Wanting It Bad Enough”

A Raise (And What It Means for Retirement)

This is hilarious and unnecessary in my case because…

I got a raise! And not just a cost-of-living increase of 2%, but a REAL raise of 4%! I’m assuming that’s just on my base salary so I’m going from $90,000 base to $93,600 with a guaranteed $10,000 target bonus and $600 for my cell phone. Without any stretch bonuses I’m up to $104,200! Continue reading “A Raise (And What It Means for Retirement)”

800 Credit Score

Well that happened. Apparently I now have a 800 credit score according to Equifax (not that I trust them at all – so many breaches. Goodness people). Nevertheless it’s fun to see and hilarious since I’m such a credit card churner. An 800 credit score with an average credit card age of less than 2 years 🙂 . It’s possible. To 850!

Halfway to Retirement!

As part of my many retirement charts I’ve created one that shows visually how much I’ve saved in $10,000 increments. The market is already going gangbusters in 2018 (though who knows how long it will last) and as a result without any paycheck I have more than $250,000. Originally I was just excited to fill in another bubble on my visual net worth sheet and enthralled by the fun of thinking about having “a quarter of a million,” but I just realized something: $250,000 is half of what I need to retire. I’m halfway there! That’s crazy! And based on the magic of compound interest my money will keep working for me and start earning money faster than I can. It looks like I’m halfway to retirement money-wise and less than halfway in regards to time: 2 years and 11 months to go!

Letting Motivation Come

It’s been a cloudy and rainy week in Seattle. Before I moved here I would have thought that’s a normal sentence, but it’s really not. Seattle is a wonderfully sunny place. Even when the day starts out crazy cloudy it’s sunny with a clear blue sky by the afternoon. This week has not been like that. We have been experiencing downpours this past week, which have kept the skies grey. It being January the fact that the sun rises at 8am and sets around 4pm has not been helping. Continue reading “Letting Motivation Come”