Something strange has been happening since I started my new work from home job. I no longer get the Sunday Blues. Sunday just feels like a weekend day instead of a countdown to another work week. I actually used to get Saturday blues in school because we’d have to do all our work on Sunday before classes started on Monday. College was better since we set our own schedule and I usually did all my work during the weekdays so my weekends were truly free. Since entering the working world the Sunday Blues has been very real. It feels like Saturday is the only real weekend day. Even if I felt the Sunday Blues to a lesser extent Sundays were usually spent doing chores: laundry, cooking for the week, errands etc. But now things feel different. Not only do I not get the Sunday Blues, weekends hold less magical appeal than they used to. Because now I work 8 hours a day on my couch, usually with my partner nearby while taking breaks to cook or take a walk. Weekdays feel less like weekdays. They don’t involve being away from home for 10-12 hours or commuting or being around distracting people. It involves comfy clothing and the time to think. Another unexpected benefit of working from home.
The Power of an Emergency Fund
Maxing 401K in 4 Months
I seem to always inspire weird looks in my HR departments :). Apparently they see 62% contribution to 401K and think I forgot a decimal point. At my new company I’ve been asked I believe 3 times in a 2 month period if my election was correct. Yes it is :). When I started at my new company on November 15, 2016 I calculated what election percentage I needed to max my 401K by December 31 despite being funemployed for 4 months. And that was 62% so I made it happen and I maxed it (within a few hundred that the no decimal point awarded me). Continue reading “Maxing 401K in 4 Months”
The Results of an Uber Frugal Month
This January I embarked on an Uber Frugal Month with Mrs. Frugalwoods. You basically cut out or down on all unnecessary spending. I’m very happy this coincided with my new low carb, high fat diet. It made me not even want to eat out which is unheard of. Continue reading “The Results of an Uber Frugal Month”
I Accidentally Became a Financial Advisor
A few financial bloggers that I read regularly have mentioned how in retirement you will most likely accidentally earn money. As an early retiree you’ll have 30+ years of health and energy ahead of you instead of 5 or less. I never quite believed it, but I did just accidentally stumbled onto a side hustle while I am still working, which makes me think they might be onto something. Continue reading “I Accidentally Became a Financial Advisor”
How I Navigated My Finances
I’ve always been fairly good with money, but I never realized the power of investing and compound interest until I was well into adulthood.
My Prototype
I was more of a “hide it under your mattress” hoarder of money –which I now know is a surefire way to deplete money’s buying power through inflation — but as a young kid I had no idea. At age 7, I tried my luck at money lending to my step-siblings. That didn’t go too well, since I didn’t have debt collectors at my disposal and they had a hard time taking their youngest sibling seriously. Growing up my parents paid us for chores done around the house. When we received the money (usually $1 per chore) we were shocked to discover that we only received $0.33 for every dollar. “Taxes and Social Security” my Mom said.
Continue reading “How I Navigated My Finances”
Funemployment Helped Me Find What’s Important
My 4 months of funemployment in 2016 was the longest I have been funemployed in my career. In previous years I had only been without a job for about a month at a time, which was exactly enough time to network, find another job and do little else. This longer stint originally frustrated me. One company claimed to want to hire me before I even left my previous job, but was then put on hold. Then I went traveling. Despite my schedule rarely having me in Seattle for more than 24 hours another company a few weeks later said they wanted to hire me, but it fell through. I kept traveling. Another company inexplicably worked around my busy travel schedule and let me do several interviews over the phone claimed they wanted to hire me. And this too fell through in the end. There were several less serious disappointments along the way. Continue reading “Funemployment Helped Me Find What’s Important”
Day In The Life Of A Worker Bee
As a reminder to my future-retired-in-her-30s-self, I wanted to catalog a typical day in my life while working. This is an example of a not stressful day where I didn’t work late. And you still don’t want to do it do you Continue reading “Day In The Life Of A Worker Bee”