In a surprise to no one more than me, I was under-budget this year 🙂 . I started my retirement in 2020 with the goal of spending $20,000 (which was 11% more than I spent living in Seattle) and I have increased that goal number each year based on inflation. Inflation these last few years has been high so my goal for 2024 was to spend $23,400. I ended up spending $21,499, which is 8% less than my goal.
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