I Pay More In Taxes Than I Spend Annually

I love reframing how I view the world. A tax reform bill passed near the end of last year so taxes have been in the public eye for a bit now. Though I don’t agree with exactly how my tax dollars are spent I do not mind paying taxes. Every time I’m on a public road or see one of our public transit lines expand I think about how my money helped build that for myself and the community. This feeling is heightened when I learned that a 4 lane highway costs over $1 million PER MILE to build. Wowza. That’s a lot of cheddar. Continue reading “I Pay More In Taxes Than I Spend Annually”

Q2 Dividends

It’s that time again: Dividend Season! I look forward to it like I imagine people look forward to Christmas, but this happens 4 times a year! Let’s see how we made out this quarter. I received $881.27, which is awesome. That’s 42% more than last year! Since I started investing in 2014 I’ve received $7,380.32 in dividends – that’s almost a full month of my current salary without having to work that’s just dropped into my lap. Insanity! Let’s see if we can top that next quarter (Spoiler: I think we can 😉 ).

Saying No To A Discount Vacation

I keep surprising myself with what I say no to during this journey to early retirement. My friend and former colleague works at a company that offers discounted stays at a Four Seasons in Mexico. It looks beautiful (see above). Their rooms usually start at $400/night and we would get to stay for $75/night so $37.50/person/night. That’s a crazy discount. We would also receive half priced food and drinks…which would probably bring them to regular restaurant prices. Continue reading “Saying No To A Discount Vacation”

Simple Living Like A Princess

I’ve always been fairly frugal. I’ve always bought generic brand everything – maybe it’s because I was in advertising, but I knew that the only difference was the label. I didn’t see the point. When I cracked down on my budget at the end of 2014 and started paying attention to what I was spending and trying to reduce it I discovered that the one place that wasn’t out of control was my grocery budget…possibly because I didn’t cook 🙂 . Continue reading “Simple Living Like A Princess”

Market Noise > Contributions

This graph was made by the lovely Four Pillar Freedom.

We’ve reached the threshold. My monthly contributions to my investments are almost completely obscured by the market noise. I now add 2% of my current net worth to my investments each month and recent daily fluctuations have been more than that: Down 2.5%, Up 2% etc. I think I’ve reached what a new favorite blogger of mine Four Pillar Freedom describes as the point when the market makes a bigger impact than your contributions. Continue reading “Market Noise > Contributions”