When someone learns that I want to retire early I get a variety of reactions. The most common one is actually indifference 🙂 , which works for me. The second most common reaction involves asking why I’m waiting for a far off goal instead of pursuing other options to change my life NOW. This came up a lot at the beginning of my journey when retirement was 10 years away. My friends and family seemed confused as to why I would reach for something so far in the future instead of changing my work to be closer to what I want immediately. Totally fair critique! Let’s explore my reasoning. Continue reading “Why I Pursue FIRE Instead Of Other Options”
My First 401(k) Match, An Updated Salary and Inching Closer to Early Retirement
It finally happened – 7 years out of college and I am finally getting my first 401k match! I’ve dreamed of this moment for so long (yes, I have weird dreams – deal with it). While working at all of my previous jobs, I never qualified for the 401(k) match (if they even had one). If they did have one, you were not eligible for it until you had been there 4 or so years, which is basically unheard of in ad agencies. Well played HR. Well played. Continue reading “My First 401(k) Match, An Updated Salary and Inching Closer to Early Retirement”
Are Performance Reviews Useless?
For the first 5 years of my career – with 5 different companies – I never received a performance review. Not once. Not even after asking and hounding my manager for months. I hounded him because I was told performance reviews were how your manager evaluated you to give you raises and promotions, but as I soon learned, in my industry that’s not exactly the case. Continue reading “Are Performance Reviews Useless?”
Q3 Budget Check-In 2018
How is 2018 75% done?! I am both skeptical and surprised. Above is a snapshot of my Q3 spending from YNAB. Let’s get into the nitty-gritty: Continue reading “Q3 Budget Check-In 2018”
2 Years Until Retirement: The Master Plan
So you might have noticed that I like planning. It’s literally one of my favorite things. Even when I know that something could change or become moot, such as tax laws, just creating a plan for how I’m going to not pay taxes in retirement for example (since I’ll have no income) is super satisfying to me.
Knowing that, I doubt it will come as a surprise to you that I have a plan for basically every month until the day I retire in 2 years. Creating this kind of schedule has not only made the final year seem filled with things to do so it will feel like it’s going faster, but it also has the benefit of stretching out all the life changes I will make and things I need to do so they feel less overwhelming.
So what’s happening? Here’s a breakdown of what I plan to do before reaching retirement: Continue reading “2 Years Until Retirement: The Master Plan”
How My Mom Retired At 55
Today I’m happy to introduce the first guest post on this site with a very special guest: My Mom! As I’ve mentioned a few times on the blog, she was my main inspiration in starting my journey to financial independence. She actually retired the same month I started writing this blog. Hopefully her story can help inspire others and show that it’s never too late to begin your journey. She didn’t start investing in stocks until she was 40 and still retired at 55 with 3 kids and 2 paid off houses. If she can still retire early basically anyone can. Let’s see what she has to say. Continue reading “How My Mom Retired At 55”
My Longest Job Ever: 1 Year, 11 Months
It’s time to celebrate!
Don’t laugh – this is a big deal for me! Quitting and getting laid off is basically a hobby of mine. I’ve had 6 jobs in 7 years. I quit twice and have been laid off 3 times. My shortest stint was 3 weeks. Oh ad agency life! This milestone snuck up on me and I’m a bit shocked it happened. My current job is now officially my longest ever: 1 year, 11 months at the same company! Continue reading “My Longest Job Ever: 1 Year, 11 Months”
That Time I Laughed In A Financial Advisor’s Face
Continue reading “That Time I Laughed In A Financial Advisor’s Face”