Q1 2019 Budget Check-In

How is 2019 25% gone?! I feel like Christmas just happened! I guess time really does speed up as you get older…and while you’re having fun.  Above is a snapshot of my Q1 spending from YNAB. Let’s get into what happened: Continue reading “Q1 2019 Budget Check-In”

My 2018 Financial Recap

Also known as every dollar I didn’t spend in 2018! One year ago I declared the following monetary goals for 2018:

  • Max my 401K ($18,500)
  • Max a Roth IRA ($5,500)
  • Overall invest $65,000
  • Decrease my spending officially to $18,360 ($18,000 + 2% inflation)

Continue reading “My 2018 Financial Recap”

Projected Retirement Budget

As an exercise I wanted to make sure that my retirement budget of $20,000 could include my current spending and items I need to add in retirement, which I’ll detail below. I’m happy to report that it’s looking really good! Let’s see what’s inside: Continue reading “Projected Retirement Budget”

Q1 Budget Check-In 2018

I understand that time moves faster the older you get, but HOW is the year 25% done?! I feel like it’s crawling and then look at the date and feel like it’s flying by. Fascinating. I wanted to check in on my goal to decrease my spending from $18,436.60 last year by $436.60 to a solid $18,000 this year. Let’s see how it’s going.

Continue reading “Q1 Budget Check-In 2018”

2017 Spending

2017 is at an end. Let’s see how I did with my goal to decrease my spending $4,491.86 from $22,491.86 last year to $18,000. Reaching this goal would prove to me that I can live on $18,000 in retirement though I’m budgeting to withdraw $20,000. The $2,000 buffer would be used for additional healthcare expenses and unexpected costs. 10% of my retirement budget would be a buffer. This safety nets make me feel like I have a warm security blanket wrapped around me. So let’s see how I did!

Continue reading “2017 Spending”